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Home >  Student Services >  Student Aid >  Financial Aid >  Rights and Responsibilities

Rights and Responsibilities

Rights and Responsibilities of Financial Aid Recipients 

RIGHTS

A Folsom Lake College (FLC) student receiving financial aid has the right to the following:

  1. Information on federal, state and institutional financial aid programs.
  2. Notice of deadlines of applications of each financial aid program and for any supporting documentation.
  3. Explanation of the various elements in your financial aid package, and how and when you will receive your financial aid. 
  4. Explanation of the costs to attend FLC and the policies if you withdraw.
  5. Explanation of how your financial aid offer was determined.
  6. Explanation of the portion of your financial aid that is a grant, and how much must be paid back. If you are offered a loan, you have the right to know the interest rate, the total amount that must be repaid, your repayment options, when repayment begins, how long you have to repay, and conditions of deferments and cancellations.
  7. Explanation of how to be considered for additional aid if your financial circumstances change.
  8. Explanation of how FLC determines whether or not a student is making Satisfactory Academic Progress.
  9. Explanation of how to reapply for financial aid for subsequent years.

 

RESPONSIBILITIES

As a Financial Aid applicant at FLC, I must review the entire online Financial Aid Orientation and adhere to the following responsibilities:
Financial Aid Student Responsibilities (Printable PDF)

  1. A photo ID is required in order to obtain any information pertaining to a student’s financial aid status at FLC.  Student-specific financial aid information cannot be provided over the phone due to confidentiality rights.  This is a security measure to protect student data and information in compliance with FERPA (1974) regulations.  Students can only receive general policy information and financial aid procedural information over the phone.

     

  2. The Financial Aid Office cannot make copies of required documents.  Students must retain a copy of all submitted Financial Aid documents for their records.  Documents received via postal mail will be logged in within three business days of receipt and students can view the status of the document on their eServices account.  The Financial Aid Office is not responsible for any lost, stolen, or destroyed documents via mail. 

  3. To establish financial aid eligibility at FLC, students must have a current admissions application, register for classes, be enrolled in an eligible program of study (major), complete the FAFSA application, and maintain Satisfactory Academic Progress (SAP).  Please refer to the SAP policy online at www.flc.losrios.edu Quick Links: Financial Aid, then click on Satisfactory Academic Progress Policy under Policies & Guidelines.

     

  4. Students must declare an eligible Program of Study (major) each semester when completing the supplemental form online or with the Admissions & Records Office in order to be eligible for financial aid.  Financial aid will not be disbursed to a student for any courses they are enrolled in that are not required to complete their program of study.  Students enrolled in an ineligible program of study at FLC are not eligible to receive financial aid.

     

  5. Students must keep their mailing address current at all times with the Admissions & Records Office and BankMobile separately.  All disbursements are made through BankMobile.  Checks, if selected as a refund preference, will be mailed from BankMobile to the mailing address on file with BankMobile.  The Financial Aid Office will correspond via messages on the student’s eServices account.  

     

  6. Student’s name, date of birth, and social security number must match ALL of the following documents in order for aid to be disbursed: CA Driver’s License/I.D., Social Security Card, Department of Homeland Security (DHS) documents (if applicable), and information on the FAFSA and Admissions & Records offices.  Students must provide up-to-date information to all applicable agencies and systems.

     

  7. Students must have a high school diploma or equivalent (such as a General Educational Development certificate (GED), State Equivalent test, or have been home schooled) to be eligible for Financial Aid.  If student was enrolled in an eligible Title IV program prior to July 1, 2012, student may be eligible to meet the high school requirement if they successfully completed six degree or certificate applicable/transferable units offered by the institution. 

     

  8. If students do not maintain Satisfactory Academic Progress (SAP), they will be dismissed and must review the Appeal Eligibility criteria. If eligible to appeal the denial of aid, students must submit a Financial Aid Appeal form to request an evaluation to determine further eligibility for receiving financial aid.  Please review the Appeal Form deadline online at: www.flc.losrios.edu/financial-aid-deadlines.  The Appeal review may take up to 8 weeks.

     

  9. Students are encouraged to have official academic transcripts on file with the Admissions & Records (A&R) Office for all colleges attended other than Los Rios colleges (ARC, CRC, FLC, and SCC).  This will allow students to receive credit for coursework taken at another institution that is accepted towards their Program of Study at FLC.  Students will be dismissed or may have to repay if they completed a prior Bachelor’s degree or higher (including a foreign degree) or have attempted 150% of units required for degree or certificate program for any transcripts evaluated after aid has been disbursed.

  10. Students with a baccalaureate or professional degree from a foreign school or the United States are ineligible.

     

  11. Students must notify the FLC Financial Aid Office in writing by completing a “Decline of Financial Aid” form if they enroll or attend any other college or post-secondary school within the same award year (July-June).  Students cannot receive financial aid from two or more institutions at the same time or periods of overlapping terms.  If students have already been disbursed at FLC, they must repay FLC first prior to receiving aid at another college.

     

  12. Financial Aid will disburse funds based on student’s actual enrollment status at the time of disbursement.  Late-start or waitlist class(es) will not be considered for payment until the class(es) begin.  If students enroll in courses after their initial disbursement, adjustments to the increase in number of units will be made by the recalculation date established by the Financial Aid Office for each semester.

  13. If students plan to enroll in courses at American River College, Cosumnes River College, and/or Sacramento City College, students must submit a Consortium Request form.  Course(s) enrolled at ARC, CRC, or SCC must be from their declared program of study at FLC.  Students must be enrolled in at least 0.5 units at FLC (their home school) to be considered for a consortium.  All Consortium Request forms must be submitted no later than the deadlines established by the Financial Aid Office for each semester to the school granting your certificate, degree, or transfer regardless of any outstanding documents a student may have.  Consortiums will be processed for disbursement by the recalculation date.  Consortium deadlines and recalculation dates for each semester are available online at www.flc.losrios.edu/financial-aid-deadlines.

     

  14. If students withdraw from school, they may be required to repay any unearned portion of federal fund(s) received.  In addition, students will be billed for any institutional portion Folsom Lake College is required to refund the Department of Education for the financial aid assistance they received.  Until this institutional portion is paid in full, a hold will be placed on the student’s Los Rios School record, which prevents them from registering for classes and obtaining academic transcripts.  Furthermore, students may be ineligible to receive any Title IV funding.

  15. The Department of Education or the Financial Aid Office may select a student’s file for a process called “verification”.  This selection may take place any time during the school year, even after students begin to receive financial assistance.  The verification process will require patience and cooperation as students complete this federal requirement and takes 4 to 6 weeks from the time the Financial Aid Office receives all requested documents.  Students are required to repay any over awarded amount that they have received as determined by the verification process due to subsequent corrections received after any disbursement(s).

  16. A federal student loan request will only be considered after students have completed the FAFSA application process, all grant eligibility has been determined, and they have received an award notice in eServices.  Students must be enrolled, maintain at least half-time enrollment status for the entire semester, and meet SAP to be eligible for a loan during the entire award year.  If students are first-time borrowers, they must complete the online Federal Direct Loan entrance counseling workshop at www.studentloans.gov.  All students are required to sign the Master Promissory Note (MPN) each year.  Late-start or waitlist class(es) will not be considered until the class(es) begin.  In addition, if students are enrolled in ALL late start classes, their loan application will be processed after they are attending at least half-time status.